The Government approved Emergency Credit Line Guarantee Scheme (ECLGS) 5.0 on 5 May 2026 to provide credit support to businesses affected by external economic disruptions. The scheme is implemented by the National Credit Guarantee Trustee Company (NCGTC) and aims to facilitate additional credit flow of up to â¹2.55 lakh crore. ECLGS 5.0 will remain operational until 31 March 2027 or until â¹2.55 lakh crore in guarantees are issued, whichever is earlier. As of August 2026, 6,73,979 guarantees worth â¹2,50,024 crore had been issued, with MSMEs accounting for 97.3% of guarantees by number.